ScoreSense is owned by One Technologies L.P., and a credit-focused identity theft protection service that gives you access to your data from all 3 credit bureaus while alerting you to changes that deserve your attention. You’re able to contact a dispute center if you believe there’s suspicious activity happening on any of your accounts for resolution.
They also offer score tracking and simulating so you can understand more about how your credit works, and what all the numbers and grades mean exactly. Finally, they insure members up to $1 million should you have any type of identity theft, stolen funds or additional expenses incurred from fraudulent activity.
Changes to a credit report is the first way you’ll typically see the first-hand effects of identity theft, and most people don’t check their score on a regular basis. Alerts give you an opportunity to relax about the situation until you hear otherwise. We also like their information given on your current credit. Your credit is not only looked upon by lenders and creditors, but often employers and government agencies too. ScoreSense points out up to one in four credit reports can contain some type of error, and that 70 million Americans stated they had some type of stolen data in 2014.
Managing your finances isn’t easy today, so you could use all the help you can get. They also offer some public record and black market website monitoring and a 7 day trial, so you have the option to cancel before having to pay anything out of pocket.
Their site is not necessarily consistent throughout the pages, with the Member Benefits being different than what’s listed on their Home Page. In addition, the price is too high for what you get. Many other identity theft companies can offer you score simulators and monitoring for less than half of what they’re charging.
They also have a number of complaints about their services, and the information on their website is not very forthcoming about exactly how they perform their checks. One Technologies also has hundreds of thousands worth of complaints on the BBB.
There are too many other services that are less expensive and provide better coverage than ScoreSense. Despite their claims of being proactive about saving your credit, there’s too little evidence that supports the efficacy of their methods. They also don’t appear to have good business strategies when it comes to selling their products to their consumers, and the amount of similar websites they owned by their parent company is alarming.
ScoreSense offers information to you based on your credit reports. While their home page states they offer ScoreTracker, ScoreCast, an insurance policy and the dispute center to their members, it is not listed on their Member Benefits. We are including information regarding their benefits though, as it does seem to be a consistent features offered by sites owned by One Technologies.
Their form to fill out on the web is pretty basic, and seems standard across all the affiliated websites owned by their parent company.
There is a number given for questions or to cancel, however there are no hours listed. You can also fill out a request form on their website for questions or help, with a 24 – 48 hour response-time promise. Or you can send mail to the address below.
4447 N. Central Expressway
Suite 110 PMB 406
Dallas, TX 75205
General Support: 1-800-972-7204
ScoreSense is owned by One Technologies, who also operate about a dozen sites that appear to offer similar services. While they promise a lot on their website, it’s faced strict criticism by both government officials and consumer groups alike. They’ve faced legal ramifications from the Federal Trade Commission, despite showing initial promise. Featured in lists like Inc. 5000, and Best Companies to Work for in Texas several years ago, it appears this company grew too big too quickly.